Everyone knows checking your bank account, paying bills, and saving are vital to your financial well-being. But how should you deal with scammers who come after you and your wallet?
Routinely checking your credit report is a good way to ensure you are on the right track. However, many other resources are available to help you protect yourself and your money every day.
The Consumer Action Handbook (CAH) is a free guide that provides general information on shopping for goods and services and tips about your consumer rights. The Handbook has information to help you file a complaint about a purchase and includes a sample letter to help you file an official complaint to a company.
The CAH also includes a consumer assistance directory, with contact information for consumer protection offices across the country, and customer service departments at many national corporations. Order or download a free copy for you a family member or a local organization. This free resource is also available in Spanish.
Stay safe and informed, know what to do when a purchase or service goes wrong, and how to address it by visiting USA.gov.
Every day, scammers develop more sophisticated and convincing schemes, but these tricks usually share something in common – urgency and veiled threats. Scammers find ways to intimidate victims by calling them posing as government representatives, for example, and always ask for personal information or some kind of payment. Below are a few steps to consider when you receive a call like this and you believe it’s a scam:
- Don’t send money
- Do not share any personal information
- Report it to the Federal Trade Commission (FTC)
You can report someone falsely claiming to be from the government, business or other entity, or if you have privacy concerns to the Federal Trade Commission. Stay on top of the latest scams by signing up for email alerts.
On March 6 at 7:00 PM ET, we will be talking with the Federal Trade Commission about the steps you can take to protect your private information, your money, and talking tips and resources to Identify fraud and scams. RSVP and send us your questions on the invite – we’ll try to answer as many as we can.
The tips shared here are part of the kick-off to National Consumer Protection Week (March 4-10).Stay tuned to all of the financial tips we have to share with you. If you’re on social media, follow the hashtag #NCPW2018 for a host of other tips during this important week, including how to take care of your credit score and much more.